Home Loan – Radds Capital

Home Loan

Home is where the heart is!

We understand the toil and sweat that goes into building / buying a house and the subsequent pride and joy of owning one. Our partners manage a comprehensive portfolio of end-to-end loan management and specialises in commercial, consumer, & mortgage lending. We help you get the best possible deals. Before shortlisting any lender we check multiple offers across the industry and we present you with the best available options. We offer some unbeatable benefits to its customers – Doorstep Service, Simplified Documentation and Guidance throughout the Process. It’s really easy !

Other than home loan, we can help you with

Types of Rates

The two most widely used types of home loans are fixed-rate loans and adjustable-rate loans.
Fixed-Rate loan keeps the same interest rate for the life of the loan, which means that the principal and interest portions of the monthly payment stay the same.
Adjustable-Rate mortgages begin with a lower interest rate for the first few years and then adjust to market rates after the initial period is over. Caps are placed on how much the rate can adjust at any one time, as well as on how much the rate can increase over the life of the loan. This means the principal and interest portions of the monthly payment change repeatedly through the life of the loan.

When selecting a housing loans, most people would pay attention to the interest rates and the loan amount payment. It should be noted that if borrowers are thinking of paying down faster or end the loan before the agreed maturity, do check out what are the penalty fees and terms & conditions.
We offer some unbeatable benefits to our customers – Doorstep Service, Simplified Documentation and Guidance throughout the Process. It’s really easy!